Expert: Always review plans before re-upping your Medicare coverage
AARP: The typical Medicare premium will go down slightly for 2026 to $34.50 per month
(InvestigateTV) — Medicare open enrollment is underway, and advocates say now’s the best time to review coverage.
Nancy LeaMond, AARP’s executive VP and chief advocacy and engagement officer, said enrollment shouldn’t be impacted by this year’s government shutdown.
She stressed that every senior should take time to look closely at their plan – even if they’ve been happy with it.
“Because as time passes, you may have a new medication. You may be seeing a different doctor. And your financial situation may have changed,” she pointed out. “So, it’s really important to take time during open enrollment period to study everything again.”
Those that don’t have new medications and want to stay with their doctor should still review their plan before renewing. LeaMond said it never hurts to double check.
She also pointed out that big changes to prescription drug costs take effect in 2026 – a major reason she wants seniors to double-check which plan will help them save the most.
“AARP was a very strong advocate for prescription drug legislation,” she shared. “There are two provisions that come into effect in the new year. The first is there’ll be a cap of $2,100 for all of your drug costs. For many people, this is going to be a lifesaver-- to have it capped at $2,100. And also, as people know, we have 10 drugs whose prices have been negotiated and are lower than they were. This too will come into effect.”
LeaMond stressed that scams abound during open enrollment. She reminded participants that Medicare never calls or texts asking for information. She said people should verify anything suspicious by calling 1-800-MEDICARE.
For more information on Medicare open enrollment – including plan comparisons and scam warnings – visit medicare.gov or aarp.org/medicare.
Open enrollment runs through December 7.
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